PPF Calculator
Estimate PPF corpus using annual contributions.
About this tool
This PPF calculator estimates a long-term corpus from a constant annual contribution and assumed annual rate. For simplicity, it models contributions at the beginning of each year and applies annual compounding. Actual Public Provident Fund rules and rates should be verified before planning.
How to use this calculator
- Enter the annual contribution.
- Enter the assumed annual rate and investment duration.
- Calculate the projected contributions, interest and corpus.
Formula
Worked example
At ₹1,00,000 per year for 15 years, contributions alone total ₹15,00,000. The estimate adds interest according to the annual rate you enter.
Frequently asked questions
Is the rate used by this calculator the current PPF rate?
The rate field is an assumption supplied by the user. PPF rates can be revised by the government, so check the current official rate for planning.
Does the calculator model the exact monthly balance rules?
No. It uses a simplified annual contribution and compounding model. PPF interest calculations follow scheme-specific rules, so the bank or official statement is authoritative.
Can I contribute any amount?
Actual PPF contributions must follow scheme minimums, maximums and account rules. Verify the limits that apply for the relevant financial year.
Does this include tax benefits?
No. It estimates corpus only and does not assess tax eligibility or individual tax treatment.
SolveKit provides general calculations for information and planning. Results depend on the values and assumptions entered. For financial, investment, payroll or tax decisions, confirm the applicable product terms and current rules with an authoritative source or qualified professional.